Bethania Camilo - Coco,Early & Associates Star Division LLC



Posted by Bethania Camilo on 6/10/2018

Buying a new home comes with a lot of new responsibilities that may have been previously taken care of by your landlords or parents. When you're out shopping for things like tools and cleaning supplies for your new home it's mostly guesswork as to which items you really need. Couple that with the fact that department stores are now filled with endless selections and it becomes almost impossible not to waste money or miss an important item for your home. Users on the popular online forum Reddit were recently asked what the most useful item for their house turned out to be that they didn't think of beforehand. Their answers, which we'll go through below, serve as great advice. If you're a new homeowner or will be soon, read on for these important household buys:

  • A step stool and a ladder You'll use both of these quite often, especially when you're moving. In my house there are a few top kitchen cabinets that are just out of reach, so I'm constantly pulling out the step stool. However, they're also useful around the house like in closets or reaching high spots while cleaning and painting. Equally important is a ladder. You won't want to mess around climbing on unsteady chairs for changing lightbulbs or smoke detector batteries. Plus you'll need one for access to the roof of your shed or house.
  • A whole-house fan or air conditioner When you move into a house, especially in the summer months, you're going to want to stay cool while setting up and cleaning your new home. A great way to bring lots of fresh air into the house is to use a whole house fan which draws air into the attic and therefore causing air from outside to flow into your open windows. Window fans are a suitable substitute, so long as they have an exchange mode to bring air in and out.
  • A bucket and a wheel barrow Both of these items are easily overlooked but will be invaluable when it comes to cleaning your house and maintaining your yard. Reddit user shuggins points out some of the myriad uses for a bucket: mopping the floor, pulling weeds, watering plants, washing the car, washing the dog, and even turn it upside down for a stool when you need a break from all those chores. And in the unfortunate event that someone is sick and queasy, a bucket can be a lifesaver.
  • Drain stops and screens It won't take long for your drain pipes to get clogged up with food in the kitchen and hair in the bathroom without drain screens. Plus, having a drain stop for your sink will turn it into--you guessed it--a bucket! Buckets are the best.
  • New locks  Who knows who has copies of the keys in and around your home. It's important to change all the locks, including padlocks to your shed. There are many horror stories of new homeowners getting all settled in only to be burgled soon after.
  • Batteries all sizes Reddit user typhoidmarry accurately describes the necessity for extra batteries when they write, "Your smoke detectors battery WILL die at 2am. It will." Play it safe and get extra batteries for your all of your electronics to avoid frustration and rage when you can't watch Netflix because your remote battery died.




Categories: tips   advice   house   useful items   home ownership  


Posted by Bethania Camilo on 7/31/2016

Buying a home is one of the largest commitments you will make in your life. It's also one of the best. Being a homeowner comes with a sense of independence that renting simply can't match. You can do with your home whatever you like, making it the place you love to go home to at the end of the day. Knowing when you're ready to buy a home is a complicated issue. But it's also a learning process that everyone is new to at some time in their lives. Sure, buying a home can be anxiety-inducing. But you don't need to add any more nerves to the process because you feel uninformed. In this article, we'll lay out a basic checklist that will help you determine when and whether you're ready to buy a home so that you can worry less about your credentials and focus more on finding the right home.

The checklist

  • Finances. We hate to put it first, but the reality is your finances are one of the main things that determines your preparedness for becoming a homeowner. Unlike renting, there's a lot more that goes into the home financing process than just your income. Banks will want to see your credit score to ensure you have a history of paying your bills on time. They'll also use your credit information to see how much debt you have and if you'll be able to take on homeowner's expenses on top of that. Another financial impact for buying a house is to determine if you can afford a downpayment. It's one thing to see that you can cover your bills with your income, but unless you have enough money saved for the downpayment (and any emergency expenses that may come up) you should wait a while and save before hopping into the market.
  • What are your longterm plans? Many people are excited at the thought of home ownership to the extent that they forget their life circumstances. If you have a job that might cause you to relocate in the next 5-7 years you might want to consider renting rather than buying. Depending on factors like the price of the home, cost of living in your area, and how long you plan on living in your new home, it may be cheaper to buy or rent in the long run. There are calculators available online that will tell you which option is probably more cost-effective for you. As a general rule, however, if you plan on living in a new home for under 5-7 years, it might be cheaper to rent.
  • Do you have the time and patience to be a homeowner? Owning a home means you can't call on the landlord to fix your leaks anymore. Similarly, you probably won't be able to depend on someone else to shovel snow or mow the lawn for you. It takes work to be a homeowner, and if your job has you away from home for long periods of time or working very long hours, renting might not be appropriate at this time.
  • Plan for new expenses. If you can comfortably pay rent and you find out your home loan payments will be comparable, you should know that there will likely be new expenses to consider as well. Home insurance, property taxes, and expenses for things like sewer, plumbing and electrical repairs all should be taken into consideration. Additionally, you will likely have new utility bills, including electricity, water, oil, cable, and others depending on the home.




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