Bethania Camilo - Coco,Early & Associates Star Division LLC



Posted by Bethania Camilo on 5/1/2018

This Single-Family in Lawrence, MA recently sold for $181,000. This Colonial style home was sold by Bethania Camilo - Coco,Early & Associates Star Division LLC.


37 Storrow St, Lawrence, MA 01841

Single-Family

$199,900
Price
$181,000
Sale Price

5
Rooms
2
Beds
1
Baths
Great price in today's market. Less than rent! Great starter home convenient to downtown Lawrence and major highways. Large yard for Summer entertainment. Parking. Garage.

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Categories: Sold Homes  


Posted by Bethania Camilo on 4/29/2018

If you want to buy a house, it helps to plan ahead as much as possible. That way, you can increase the likelihood of a fast, seamless homebuying journey.

Now, let's take a look at three tips to help you prepare to enter the housing market, and ultimately, ensure that you can enjoy a speedy homebuying experience.

1. Focus on Specific Cities and Towns

Consider what you want to find in your dream house. Then, you can fine-tune your dream home criteria and narrow your house search.

For example, if you prefer small town living to life in the big city, you may want to search for houses in various towns in your state of choice. Or, if you want to buy a house near your office in the city, you can browse residences in or near the city itself.

Differentiating your dream home must-haves and wants can make a world of difference too. Because if you know exactly what you want to find in your ideal residence, you can streamline your house search and accelerate the homebuying journey.

2. Get Pre-Approved for a Mortgage

The process of filling out a mortgage application and getting approval from a bank or credit union can be long and arduous. And if you submit an offer a house without financing in hand, you may face a time crunch to get a mortgage as well.

When it comes to home financing, it pays to be proactive. If you start searching for a mortgage today, you may be able to save time down the line.

For instance, if you meet with a bank or credit union, you can learn about a variety of mortgage options. Next, you can select a mortgage that matches your needs, and this mortgage will allow you to enter the housing market with a budget. With this budget at your disposal, you can narrow your search to houses that fall within your price range.

3. Employ a Real Estate Agent

Let's face it Ė few homebuyers have the necessary time and resources to conduct a comprehensive home search. Luckily, real estate agents are available to help you discover your dream house in no time at all.

A real estate agent will learn about your homebuying goals and find out what you want from your dream house. With this information, a real estate agent can provide you with details about houses that fulfill your criteria.

Furthermore, a real estate agent is a housing market expert who will do everything possible to help you buy a high-quality residence. He or she will teach you about the housing market and provide extensive insights into real estate patterns and trends. Also, a real estate agent is happy to respond to your homebuying concerns and questions at any time.

For those who want to buy a house, there is no need to wait to enter the housing market. Instead, use the aforementioned tips, and you can reap the benefits of a quick, stress-free homebuying experience.




Categories: Buying a Home   buying tips  


Posted by Bethania Camilo on 4/22/2018

A three season room can be an extremely beneficial home investment. While many different kinds of improvements allow for the enjoyment of the outdoor spaces of your home, a three season room provides protection from the elements, giving maximum value. 


Thereís a few different things to consider when it comes to estimating the cost of building a three season room. The amount youíll need to spend can vary widely based on the material used, the finishes that have been chosen and where you live.  


Get Estimates


Itís really important when undertaking any kind of home improvement project to obtain estimates. Youíll get ballpark figures of how much it will cost you and youíll be able to get a few ideas from each professional as to how they will go about completing the project. Youíll be able to create your ideal model this way, just by asking for input. The cost will depend on other factors like whether demolition needs to be involved, or how much site preparation is needed.


Use What You Have


Existing structures on your home may be used to build a three season room. A porch or deck may have the ability to be closed in. As long as the condition is good, or the structure is sound, itís easy to use these parts of your home that are already there to build an area to enjoy the outside. A three season room needs a combination of glass, windows, screens and a sturdy floor.


Roofing 


Itís important that you match roof of your sunroom the existing roofing materials on your home. You can choose from a variety of different kinds of roofs from simple to more elaborate styles. For even more light in your sunroom, think about adding a skylight. 


What The Estimate Should Include


The estimate of your three season room should include all of the following areas:


  • Foundation
  • Framing
  • Electrical
  • Moldings
  • Doors and windows
  • Drywall
  • Skylights
  • Screens
  • Ceiling fans

The cost of labor will also be included in the estimate. Carpenters charge around $70 per hour. Electricians range in their charges from $65 to $85 per hour. It will most likely require many different contractors in order to complete the job of creating your three season room. When your building, the most important thing is that you add the aspects that youíll enjoy the most throughout the year. Another important point to remember is that the room will be exposed to the elements, so it is possible that dirt and dust will build up quickly in the sunroom. You should plan accordingly to make cleaning a breeze.  

No matter where you live, itís always great to maximize your enjoyment of the outdoors! Building a three season room can give you the ability to to do just that.     




Categories: front porch   outdoors  


Posted by Bethania Camilo on 4/15/2018

Buying a home should be a problem-free experience. Yet issues may arise that make it tough to acquire the perfect house at an affordable price.

Common problems that come up during the homebuying journey include:

1. Lack of Home Financing

Before you search for a home, it generally is a good idea to get pre-approved for a mortgage. That way, you can kick off a house search with a budget in hand.

To get pre-approved for a mortgage, you should meet with banks and credit unions. These financial institutions can teach you about a variety of mortgage options and help you get approved for home financing in no time at all.

Of course, if you have questions as you pursue a mortgage, don't hesitate to ask a lender for assistance. Lenders employ courteous, knowledgeable mortgage specialists who are happy to respond to your queries without delay.

2. Temptation to Submit a Lowball Offer to Purchase

Once you find your ideal residence, you may be tempted to submit an offer to purchase at or below a house seller's initial asking price. But doing so may be problematic, particularly for a homebuyer who wants to acquire his or her dream residence as quickly as possible.

If you submit a lowball offer to purchase a house, a seller likely will reject the proposal. Worst of all, a rival homebuyer may swoop in with a competitive offer to purchase this residence Ė something that may cause you to miss out on the opportunity to buy your ideal home.

Ultimately, it is beneficial to submit a competitive homebuying proposal. If you allocate time and resources to learn about a home's condition and how a residence stacks up against comparable houses in the same city or town, you can craft a competitive offer to purchase. And as a result, a competitive offer to purchase may receive an instant "Yes" from a home seller, leading to a fast, successful homebuying experience.

3. Failure to Identify Problems During a Home Inspection

A home inspection is paramount because it gives you the opportunity to walk through a residence with a property expert and learn about any underlying house issues. Then, if you discover major problems with a house, you can ask a seller to complete property repairs, reduce your initial offer to purchase or walk away from a residence altogether.

Hire a home inspector who possesses comprehensive expertise Ė you'll be glad you did. With the right house inspector at your side, you can get the help you need to identify problems during a property inspection.

Lastly, as you get ready to search for a house, you may want to hire a real estate agent as well. This housing market professional can provide extensive guidance throughout the property buying journey and ensure you can mitigate homebuying problems before they escalate.

Reach out to a real estate agent today, and you can receive plenty of support as you navigate the homebuying journey.




Categories: Buying a Home   buying tips  


Posted by Bethania Camilo on 4/8/2018

Sharing living expenses with your partner or roommates can be a difficult and confusing issue for many.

 Life would be made much easier if there was just one bill to pay on your home that includes everything.

 Recently there have been attempts to bring such a suction into fruition. Many homeowners and renters have turned to apps that help them split expenses, or have signed up for mortgage agreements that cover stray expenses like property tax and private mortgage insurance.

 In this article, we're going to give you a few tips on splitting the bills in your home to make things easier for you, your spouse, and your roommates.

Who pays what?

Many young couples are often left wondering who should pay which bill, especially when you share so many services.

However, there's a big difference between sharing a Netflix account and sharing a car. One solution is to use the bills that report to credit agencies for whoever needs help building their credit score.

Putting credit cards under the person with the lowest scoreís name can help them build credit even if they're simply listed as an ďauthorized userĒ which means you can take advantage of good interest rates and build credit at the same time.

Paying the mortgage

It can quickly become tiresome having to write two different checks each month for your mortgage or rent. To solve this problem, you can either alternate payments (you pay a full monthís rent or mortgage one month and your spouse pays the following month), or you can choose to pay bi-weekly, which will help you pay off your mortgage sooner.

The best apps to use

If you live with your spouse, you likely arenít overly concerned with splitting all of your expenses 50/50. Chances are whoever has the higher income will foot the bill for the larger expenses.

However, if you have roommates thereís a bigger chance youíll want things to be split evenly between you and the other members of the household. Thatís where apps come in handy.

First, sit down with your roommates and go over all expenses. Write down each bill that you share: rent, heat, electricity, cable, internet, gas, insurance, and so on.

Then, decide who is responsible for making the payment on those bills. Even if you decide to split them all evenly, one person will have to be responsible for sending out the check each month.

Once youíve determined which bills you have and who is going to pay them, itís time to find out how youíre all going to contribute.

One way is to open up a shared account. Doing so can be messy, however, if youíre using that account for multiple bills. Some banks and services also charge a portion of the transfer, so youíll each be losing money each month, and the amount depends on how many bills you have.

Some apps and services you can use to split bills and transfer money include Splitwise, Mint, PayPal, and Chaseís QuickPay. The benefit of apps that donít transfer money is that they are often free and donít collect transfer fees. So, if youíre comfortable with handling money by hand, you could save in the long run.




Categories: expenses   splitting costs